Cash Store Loans Review

Easy to apply
9.8/10
Approval time
8.8/10
No hidden condition
7.8/10
Renewal rules
9.8/10
Service quality
10.0/10
Customer support
7.4/10
review-contactContact information:
review-sheduleSchedule:
  • 8:00am to 10:00pm
  • Sun
  • Mon
  • Tue
  • Wed
  • Thu
  • Fri
  • Sat
money
girl money money money

Cash Store is a loan issuing company which has been operating from 1996. Loan applications are done online but borrowers are supposed to go to their location in person to collect their money. The company operates in only seven states.

More about the company

Cash Store provides its services to people who reside in New Mexico, Utah, Idaho, Michigan, Wisconsin, Illinois, and Texas only.

  • Minimum amount that can be borrowed is one hundred dollars.
  • Maximum amount that can be borrowed is five thousand dollars.
  • The loan term varies per state and amount of the loan.
  • The loan is unsecured.
  • The turnaround time is one day.

The kinds of available loans at Cash Store Company

  1. Installment This loan is for people who want to repay over time and take up big amounts of money. In most regions, borrowers can borrow a maximum of three thousand dollars but at New Mexico, the residents can get up to five thousand dollars.
  2. Cash advance This kind of loan has a short term. The loan is offered to people who reside in Illinois with a cap of 865 dollars. It is also offered to people in Michigan with a cap of 600 dollars.
  3. Title Borrowers who have an alien-free title on their vehicle may request for loans using their title as collateral. In many of the regions, people can get in maximum twenty thousand dollars depending on the worth of their car. But residents of Wisconsin can get up to twenty five thousand dollars.

How the above offer functions

When a customer has a truck or a car with the alien-free title, he or she may borrow a sum of up to twenty five thousand dollars with that vehicle as collateral. The car is evaluated with a title loan and the charges are less compared to a payday loan. A borrower can repay the loan over some time.

Also, the sum of money which a customer gets depends on the model of the car and the borrower’s ability to repay as required. The car will get evaluated for title loans and vehicle equity loans.

To request for a title loan, a borrower is supposed to present his or her car, the driving license and the alien-free title. The people who reside in Illinois are additionally supposed to show a proof of their earnings.

Application process

Fill in an application form online at the company website:

  • Provide some details about yourself.
  • Review all the specified requirements carefully.
  • Send your request and indicate a ZIP code in order to know which store is closer to your region.
  • Go with your papers to lender’s location to finish the application.

Advantages of the loan

Many stores: Even though customers are required to apply for the loans online, they are again required to go to the company stores in person to complete the application. But since the company has over three hundred stores at the seven states where it operates, people can easily find a store that is close to them.

Fast service: Once a person applies to borrow money, he/she will never have to wait for the funds to be sent to his/her account. Instead, the person can get the money or a check on that same day.

Other offers: The lender has a referral program. The customers who borrow money for the 1st time also get a discount. A customer may get one hundred dollars through referring someone else to the lender. The customers who get a loan for the first time are given a fifty percent rebate on the interest of their 1st repayment. To get this discount, the customer is only required to present a coupon.

FAQ section: The Company has detailed FAQ section on it site. All questions regarding the services being offered have been answered.

Safety: The Company has a security certificate and besides that, it is covered by Norton security. Customer details will remain safe and the company’s privacy policy mentions the customer details that are shared.

And since there is a lot being heard about hacking these days, customers should adhere to some protocols to protect their personal details more. For instance, they should not use public computers when applying for a loan. Also, they should ensure that their passwords are changed often.

Loan eligibility

To borrow some money at Cash Store Company, a person should be:

  • Residing in a region where the company operates.
  • Having a checking account that is active.
  • Having a good income source.
  • Having a driving license or a state identification.
  • Above eighteen years old.
  • Having a lien-free vehicle title if he/she is interested in a title loan.

The people residing in Illinois, New Mexico, Wisconsin or Texas are qualified for a debit card or a personal check. And if they meet all specifications mentioned above, they will qualify to apply for loans.

The necessary requirements

To finalize the loan application process at this lending Company, all applicants are required to present various documents in most regions. They are:

  • Personal check
  • Evidence for income
  • State identification
  • Current checking account statement
  • Lien-free title if one needs a car title loan

What is expected after receiving a loan?

After receiving the loan, the borrower may use the money to do anything he/she chooses to. For the title and installment loans, the date of repaying is indicated on the contract.

It is recommended to pay the loan within the specified time. Borrowers who fail to pay back incur additional costs. In a title loan, if the customer fails to pay back, his/her car can get repossessed.

Conclusion

Cash Store Company is a great lending company for people who reside in the regions where it operates. With its many offers and many stores around the 7 states where it operates, a customer can be able to get a loan that is suitable for him/her.

list
Borrower requirements
  • Age 18years or older
  • Have regular income
  • US citizen or permanent resident
  • Have a valid bank account
Obtaining methods
  • Bank account
  • Credit or Debit card
97000
issued loans
45000
satisfied customers
89000
testimonials
93%
instant approval
plane
plane
Recommended lenders

Get Fast and Safe Payday Loans Online Here

Obtain money on the same day from trusted lenders online. SpeedyLoan.net is the legal resource providing the required sums to people who need additional cash in no terms. Our payday loans come up with extended repayment terms, bigger lending sums, and lower APR percentage rate.

You’re a lucky one if you’ve been saving some cash amounts and you have something like 500 $ or even more. Don’t hesitate to ask someone to praise you because lots of Americans don’t have any extra cash and they have to do their best to find money and cover different expenses.

If you’re taking interest in what kind of an emergency you may need to look for additional funds, let us explain it. Imagine the situation when you can’t drive a car because it’s broken. And this example isn’t the only one because there are such factors like weather and unpaid taxes. Your house could be damaged during a storm, and penalties are coming in case you don’t cover bills in time. You need money now and there’s nothing to do with it.

Unfortunately, many difficulties appear and demand a financial solution. You may feel disappointed and lost because your payday is far away from you, and you have to provide a wise decision somehow. You have to find cash to cope with the utility bills, buy meals, and improve health. Around 60 % of Americans are just like you and they’re searching an effective way to get rid of all these financial cracks.

What is a Quick Online Payday Loan?

This small money debt is the sum you borrow for a short term and return it back just after you get cash from your employer. You can obtain money almost immediately in case you provided the demanded data and need cash without any delay.

It’s the sort of credit you take when different emergencies happen. There are such examples as medical bills, house maintenance, car repair, etc. Of course, each customer has his own purpose and we don’t ask about how people are planning to spend money. All the operations are confidential here and no one will get the info about you or your aims.

Online loans are provided quickly to people who look for money in a rush. Usually, the approval period doesn’t take more than 1 workday and customers can upgrade their budgets with the obtained sums. This option is rather popular among people who found themselves in the middle of their paydays.

Safe Guaranteed Loans are Obtained Here

Obtain money on the same day from trusted lenders online. SpeedyLoan.net is the legal resource providing the required sums to people who need additional cash in no terms. Our payday loans come up with extended repayment terms, bigger lending sums, and lower APR percentage rate.

You’re a lucky one if you’ve been saving some cash amounts and you have something like 500 $ or even more. Don’t hesitate to ask someone to praise you because lots of Americans don’t have any extra cash and they have to do their best to find money and cover different expenses.

If you’re taking interest in what kind of an emergency you may need to look for additional funds, let us explain it. Imagine the situation when you can’t drive a car because it’s broken. And this example isn’t the only one because there are such factors like weather and unpaid taxes. Your house could be damaged during a storm, and penalties are coming in case you don’t cover bills in time. You need money now and there’s nothing to do with it.

Unfortunately, many difficulties appear and demand a financial solution. You may feel disappointed and lost because your payday is far away from you, and you have to provide a wise decision somehow. You have to find cash to cope with the utility bills, buy meals, and improve health. Around 60 % of Americans are just like you and they’re searching an effective way to get rid of all these financial cracks.

(185 votes, average: 9.8 out of 10)